Two-Pot World
Every business pays two kinds of bill. There are the ones that only cash will settle — wages, rent, business rates, the food and the wine. And there are the switchable ones: the cleaner, the laundry, the printer, the signwriter, the waste removal, the accountant, the lawyer.
A restaurant serving 50 covers a day when it could serve 75 is throwing away the third pot every single service. This story fills that spare capacity, turns it into a second pot, and points that pot at the switchable bills — leaving the cash pot intact for the things only cash can pay.
This is the same story a Capacity Consultant would walk you through on a suitability call. Figures are illustrative.
What this story shows
- Splitting your outgoings into “cash only” and “switchable” is the single most useful exercise before joining an exchange.
- Spare capacity is not free — the worked example carries the honest marginal cost of serving the extra covers.
- Silva is additive: the second pot is meant to sit alongside your cash income, never to replace a paying customer.
- The figures are an illustrative worked example, not a forecast for your business.
More stories
Interactive story
The £1,000 Mechanic
Pick your business and watch the real cost of settling a bill from spare capacity instead of cash.
Interactive model
Cashflow & Profit Model
Four steps: your position today, increased cashflow, increased profit, your results.
Interactive game
Cash vs Capacity
Two months, two ways to pay — move the counters and watch what changes.
Find out if Silvatree is right for your business.
Book a free suitability call. We run an expense analysis, share a capacity & profit report, and tell you honestly whether it's a fit — we'll be the first to say if it isn't.
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