For UK business owners tired of watching value go to waste
Turn your unsold idle capacity into business purchasing power.
The rooms you don't sell, the hours you don't book, the seats you leave empty — put them to work and earn Silva to spend across the network.
Whatever your business leaves on the table, the story is the same — put it to work and spend it back.
No cash changes hands for Silva · You choose exactly what you offer · UK members only
Sound familiar?
You're not looking for a capacity exchange. You're trying to fix these.
Every owner feels at least one of these. Almost none connect them to the one asset they're already sitting on.
Is cash flow always tight?
Money goes out the door long before it comes back in.
Are costs and overheads climbing?
Every bill creeps up — revenue doesn't follow.
Do appointments or tables sit empty?
Quiet periods you can never quite fill.
Stuck with stock that won't move?
Capital tied up in inventory that's earning nothing.
Is marketing eating the budget?
Paying more and more just to stand still.
Hard to ride out the quiet seasons?
Fixed costs never take a month off.
What almost everyone misses
The empty rooms, the quiet hours, the idle stock — that wasted capacity is real value already sitting inside your business. Silvatree is the mechanism that turns it into business purchasing power you can spend.
The idea
One week’s work. Two pots, not one.
The old way: work hard, cash in, cash out, bills paid, nothing left. With Silvatree you generate the same cash, but you also fill a second pot by selling idle capacity to Silvatree members. The two-pot way is: cash in, less cash out, some cash remaining — and Silva in, Silva out, paying the rest of the bills. The second pot is business purchasing power.
Wages, rent and tax drain it. A full week of work — and nothing left to show for it.
Your cash pays the expenses that can only be paid in cash — rent, wages, electricity, leases, taxes. A second pot fills from idle capacity you'd have wasted, and pays for marketing, repairs, printing, accounting, cleaning and tradesmen.
1 Silva = £1 for tax & accounting · spending power inside the network, never exchanged for cash.
How it works
Three steps. That's the whole thing.
You have spare capacity
Empty rooms, quiet tables, unbooked hours — value that expires unsold, every single day.
Silvatree puts it to work
We match what you offer to members who need it. You get paid in Silva for capacity that earned you nothing before.
You spend your Silva
On the things your business already buys — marketing, professional services, operations, growth — keeping your cash in the bank.
Who it's for
Find your kind of spare capacity.
If your business has something that goes to waste when it isn't used, it belongs here.
Empty rooms
Tonight's unsold room can never be sold again.
RestaurantsQuiet tables
Fill covers on the nights that run half empty.
Salons & clinicsUnbooked chairs
Turn gaps in the diary into purchasing power.
RetailSlow days
Move stock and quiet hours you'd write off.
Print & productionIdle capacity
Run the press when it would sit still.
Media & outdoorUnsold advertising
Space that expires the moment it's unbooked.
Trades & servicesSpare hours
Book out the time between jobs.
ProfessionalBench time
Put quiet weeks to work for the firm.
Why it's safer
Business trading, without the borrowed money.
Most trade exchanges quietly let the owner/operator run up a large negative trade balance it never has to repay — diluting the value of every other member’s credits. Silvatree is built so that can never happen.
We can never owe the network
Silvatree's own accounts have a hard zero floor. We can't hold a negative balance or extend ourselves a line of credit — full stop.
Silva is earned, never printed
A Silva only exists because a real trade happened between two members. It can't be created out of thin air or bought for cash.
A Reserve Fund stands behind you
If a member ever leaves owing, the Reserve Fund absorbs it immediately — so positive balances stay protected whatever happens next.
If we ever wind down, we go last
Our own balance is wiped out first, leaving more in the pot for members. We put the network ahead of ourselves by design.
How we prove it
Our ledger is built so the network always sums to zero.
This isn't a choice — it's how we protect the system, and it's how the ledger was constructed. Here's what that means for your balance.
The network always sums to zero. Every Silva earned is a Silva owed — the whole system balances to nothing, by construction.
No outsized balances. No member is allowed to sit on a large positive or negative position that could destabilise the network.
Silvatree's own accounts are always positive. The company can never hold a negative balance. It can never owe the system. It cannot issue itself Silva — it can only earn it like every other member. Both the rules and the platform architecture enforce this.
These rules are set out in the Silvatree Exchange Terms & Conditions — the rules the whole network runs on.
Straight talk on fees
Three fees. The same for every member.
There are no tiers at Silvatree — no bronze, silver or gold, and no badge attached to how much you trade. Every member pays the same three fees, worked out the same way, and what you pay turns on one thing: how much of your existing spending you decide to route through the network. Charging by size of business would be arbitrary, because a large firm might trade very little and a small one a great deal. A flat fee would mean the smallest members subsidise the largest.
Joining fee
2%
of the spending you declare
- Minimum £200, maximum £6,000
- Paid once, on admission
Monthly subscription
£20
a month, plus 0.2% of your declared spend ÷ 12
- £24.17 a month on a £25,000 declaration
- £20 more in months you put nothing into the network
Transaction fee
6% + 1%
in cash, and in Silva
- Paid by the seller on each exchange
- The 1% in Silva funds the Reserve Fund
That is the whole structure. There is nothing else to pay — no tier to upgrade to, no charge for finding you buyers, and no fee for closing your account.
- ✓All fees are exclusive of VAT.
- ✓We never charge interest on Trading Headroom, and never take security or personal guarantees.
- ✓If a full year of genuine engagement has not delivered, we refund your joining fee.
What members say
From members
“I joined Silvatree 2 months ago and have already accumulated three new clients for my digital marketing services.”
I have been able to go from operating at 50% capacity to 75% and have subsequently been able to use my Silva to pay for a business coach who is helping me to scale my business and attract more clients, as well as paying for my accounting services and bookkeeping.
“As accountants we have experienced a great influx of new clients that we would never have previously had.”
This has increased our bottom line, and enabled us to help many who would otherwise not have had the cash to pay for our services — which means we can pay for many business expenses in Silva that we would otherwise have paid for in cash.
Find out if Silvatree is right for your business.
Book a free suitability call. We run an expense analysis, share a capacity & profit report, and tell you honestly whether it's a fit — we'll be the first to say if it isn't.
Not ready to join? No pressure. Go on our standby list and we'll get in touch whenever there's business we can send your way.
Not sure yet? Take the 2-minute readiness test.
Short of time? Talk it through with our AI capacity adviser — available 24/7. It'll cover most of what we'd discuss on the call.