Membership documents
The Terms and Conditions do not stand alone. Clause 47.1 makes each of the documents below part of the same agreement, and several of them carry the detail the Terms deliberately leave out — the actual fee rates, the way Trading Headroom is sized, the thresholds behind the balance zones. This page is the register of all of them, so you can find any one of them in a single place.
Published documents
Each of these is incorporated into the Terms by reference and may be amended on 30 days’ notice in accordance with Clause 50.
- Fee ScheduleEvery fee Silvatree charges, what sets it, and when it is payable — the Joining Fee, the monthly subscription, the transaction fee, and the annual reconciliation.Referenced at Schedule 1; Clauses 1.1, 4.3, 15.2, 17.6, 20.1, 20.2, 21.1–21.4 · In force from 3 August 2026
- Trading Headroom GuidanceHow your Trading Headroom Limit and Earning Cap are sized, how they move, the maximum that applies, and how to ask for either to be reviewed.Referenced at Clauses 1.1, 2.4, 7.1–7.7, 8.1, 20.2(b); Schedule 1 · In force from 3 August 2026
- Balance Health Zone DefinitionsThe Red, Amber and Green thresholds behind the Balance Health Traffic Light System, expressed against your Earning Cap and your Trading Headroom Limit.Referenced at Clauses 8.1–8.8; Schedules 2 and 3 · In force from 3 August 2026
- Platform RulesThe operational procedures the Terms delegate here — review moderation, large-transaction authorisation, blended-transaction approval, direct-trade evidence, and what a Capacity Consultant may agree.Referenced at Clauses 1.1, 4.1(d), 11.2(c), 12.3(c), 14.2(b), 17.6, 28, 47.1 · In force from 3 August 2026
- Reserve PolicyHow large the Reserve Fund needs to be, how we measure it, and when the 1% SILVA transaction accrual is suspended and reinstated.Referenced at Clauses 1.1, 21.1(b), 30.5, 31.1–31.7; Fee Schedule section 3 · In force from 12 August 2026
- Service Satisfaction GuaranteeA discretionary commitment to refund up to 75% of the Joining Fee to a member who engaged genuinely for a year and did not get the value they were entitled to expect.Referenced at Clause 21.2(b) — carve-out from the non-refundable Joining Fee · In force from 3 August 2026
- Annual Expense AnalysisWhat the expense analysis covers, which categories are excluded from the fee calculation and why, what evidence we may ask for, and how the annual review works.Referenced at Clauses 1.1, 4.2, 4.3, 4.4 · In force from 3 August 2026
The Privacy Notice is also incorporated by reference, at Clauses 37.2(b), 37.4 and 42.1(c).
Available on request
Two documents are held rather than published. Both are supplied to any Member who asks for them — write to [email protected].
- Technical Compliance StatementEvidence of the triple-layer enforcement architecture that makes the Trading Headroom Limit a hard floor — application, API and ledger. Supplied for regulatory or audit purposes.Referenced at Clause 7.4(c)
- Data Protection Impact Assessment — summarySummary of the DPIA conducted under UK GDPR Article 35 covering the profiling and automated-decision activity described in Part J. Available to Members and regulators on reasonable request.Referenced at Clause 46.5
Status of this register
Two references in the Terms have no separate document behind them, and both are accounted for rather than missing.
- The Review Moderation procedure (Clause 12.3(c)) is published as part of the Platform Rules, which is where Clause 12.3(c) says it lives.
- Referral Programme rules (Clause 21.3(b)) do not exist, because the Fee Schedule provides no Referral Programme fee waiver. Clause 21.3(b) applies only where it does. Referrals do count towards the Participation Credits that keep the Network Participation Surcharge off your subscription; those rules are in the Fee Schedule.