Terms And Conditions


These terms and conditions govern your use of this our service. If you disagree with these terms and conditions or any part of these terms and conditions, you must not join and become a member of Silvatree.

You are applying to become a Member and open an account with Silvatree Exchange Ltd., hereafter referred to as TE, for the purpose of trading their products and services with other TE Members who are in the TE network. As a Member of TE, Member agrees:

Please note that in respect of those members who have signed up pursuant to the Early Adopter Scheme, whereby no joining fee and no cash monthly fee plus VAT shall be paid for life, will be exempt from those terms and conditions as set out below requiring those payments to be made. Please note that Early Adopters will not be exempt from paying the 5% cash commission fee plus VAT on purchases. These shall be billed to the purchaser at the end of each month by email.

  1. To offer our products and services to other TE Members for Silvaat our regular prevailing prices, with the same warranties, guarantees and level of service given to regular cash customers.
  2. To pay upon execution of this agreement, an initial set-up fee of £175 cash to be automatically deducted from our TE account.
  3. To pay TE a monthly cash transaction fee of 5% + VAT of the total amount of each trade purchase from other TE Members.
  4. To pay TE £20 cash monthly fee each month plus 5 Silva. This fee will continue each month the Member has an account with TE. Early Adopters are exempt from this.
  5. A service cash charge of 2% per month will be assessed on all delinquent cash fees owed.
  6. To acknowledge, consent and grant to TE the right and power to regulate and control the number of outstanding Silva with the exchange system, and to administer credit extension policies for Members as stipulated in this agreement.
  7. That all trades and/or transactions are entered into between Participants on a voluntary basis
  8. TE assumes no responsibility for the quality, timely delivery, warranty or dispute of any nature between TE exchange Members with regard to any product or service being traded. TE Members should exercise the same due diligence prior to entering a trade transaction as an ordinary cash transaction. TE is functioning in a brokerage capacity and each TE Member does hereby indemnify and hold TE harmless with respect to any claim, debt, reasonable attorney fees or liability arising out of any trade transaction, whether the TE Member is a buyer or a seller.
  9. Anything to the contrary herein withstanding, TE may, at its sole discretion modify, amend or change this agreement in which TE deems necessary, provided the changes and policies are reasonably uniform between the Members. TE shall notify the Members of any material changes to the program in writing thirty (30) days prior to the effective date and any transaction within the trade network after the notice was given shall constitute Participants acceptance.
  10. To otherwise abide by and adhere to the accompanying “Trade Rules and Regulations” [that are attached hereto made a part of this agreement].
  11. It is understood and acknowledged that this agreement and the “Trade Rules and Regulations” constitute the entire agreement between parties and shall be binding upon the Member and the heirs, successors, personal representatives and assigns of the Member. It is further understood that this agreement shall become effective when signed by the Member and approved by an authorized representative of TE.
  12. Both parties have the right, power and authority to enter into this agreement and to consummate the transactions contemplated hereby.

Trade Rules and Regulations

The Trade Rules & Regulations form a part of and are hereby incorporated into the member agreement. The following Trading Rules and Regulations form part of and are included in the Application and Agreement which has been made with TE.
1. Nature of the Parties
TE is a trading company that also acts as a clearinghouse and third-party record keeper of barter transactions among its Members, who are business owners and professionals who contract with TE to organize and facilitate barter of their goods and services with each other. Member is a legitimate business that desires to exchange goods and/or services with other Members and wished to subscribe to TE’s record keeping and barter services.
2. Nature of Silva
A “trade” is a barter purchase or sale of goods and/ or services whereby payment is made in Silva posted to Member’s account pursuant to these Rules and Regulations. Silva is an accounting unit use to record the value of trades. Ownership of Silva denotes the right to receive goods or services available within the TE system. Silva may be used only in the manner and for the purpose set forth in these Rules. They will not be considered legal tender, securities, or commodities. They may not be redeemed for cash, except as approved in these Rules. TE disclaims responsibility for the negotiability of Silva or for the availability of any particular goods or services from any source.
3. Liability for Trade Silva
Member acknowledges that Silva in the barter system (positive balances) are the liabilities of persons/companies who have spent more than their earnings (negative balances); that there is a creditor/ debtor relationship between such persons, and that trade transactions incur the normal business risks associated with any credit transaction. As a general rule, Silva are the liabilities of Members who owe the barter system, and not of TE, which is solely liable for its own indebtedness. TE is authorized to establish a bad debt reserve fund by charging all accounts on a regular basis an amount in Silva to be paid into such a fund. Any positive balances abandoned or surrendered by former members in accordance with the Rules may also be paid into the reserve fund.
4. Silva Loans
Members grant to TE the right and power to make Silva loans to any Member on terms and conditions consistent with Member’s creditworthiness and ability to repay. The exercise of this power shall be at the sole discretion of TE management with regard to principal, interest, terms and conditions, lending policy, and other particulars. TE reserves the right to require exchange members to complete a formal loan agreement, request financial statements, credit history and collateral prior to loan approval. TE is under no obligation to extend credit at any time. TE will use its best efforts to ensure timely repayments of principal and interest, appropriate collateralization, and perfection of security interest in all loans.
5. Line of Credit
TE may establish a line of credit for each Member, which may be adjusted from time to time. The outstanding balance of the line of credit, as it is utilized, will be treated as a loan under these Rules. A Member who makes purchases in excess of his established line of credit must sell his products or services at 100% trade until such excess deficit is cured.
6. Brokerage Function
TE services in a brokerage capacity in organizing and facilitating trades among Members. Responsibility for the conduct of a trade is exclusively that of the two Members participating in the trade. TE will use its best efforts to broker the Silva or Members into goods or services, to accurately record trades, and to administer these Rules in accordance with its terms. However, Member acknowledges that the sole principals in any trade are the buying and selling members involved, that trades are entered into voluntarily, and that TE is not the agent of any Member, nor is it the guarantor of any trade or trade silva.
7. Availability of Products or Services
TE shall use its best efforts to solicit new businesses having products or services to satisfy the needs of all Members. TE is committed to provide only those products or services that may actually be available in the exchange system at any given time. Exchange member hereby acknowledges and understands that a barter exchange is a limited marketplace and TE cannot fulfill all purchase requests all the time. TE is not responsible if a Member cannot find specific products or services to buy from Members.
8. Definition of Member in Good Standing
A Member who conducts trades in accordance with these Rules, is current in any monies owing to TE, and has a valid, unexpired Member account, is considered a “Member in good standing”. Only Members in good standing are entitled to services of TE.
9. Payment of Fees
All fees and charges, including initial set-up fees, commissions, and other charges to Members by TE are in payment for services rendered in processing Member into the exchange system, operating the clearinghouse and brokerage functions, administering these Rules, establishing and maintaining records, and facilitating Members use of the exchange system. Member agrees to pay TE the full amount of such fees within days of date of the monthly statement; otherwise TE shall charge interest on the outstanding balance at the rate of percent per annum. In the event that the Member is in arrears for any cash fees beyond thirty (30) days, Member agrees to waive all rights to his usage of any positive trade credit balance in his account, and grants TE the right to hold any such balance so long as any cash fees remain outstanding for more than thirty (30) days.
10. Trade Authorization
All purchases must be approved by TE prior to sale and have an authorization number issued and recorded by the TE. If authorization is not obtained at the time of sale, TE has no obligation to post the transaction. TE reserves the right to refuse to issue an authorization number approving a transaction under any of the following conditions:

  1. If the buyer does not have sufficient Silva or line of credit to make such purchase;
  2. If either party is not a Member in good standing
  3. If seller fails to call the Exchange, or use the TE’s automated trade authorization system, for an authorization number for any sale at the time of sale.
11. Record keeping and Errors
TE has the right to reverse a transaction due to non-compliance with these Rules, in which event it shall be the responsibility of the seller to collect from the buyer. All transactions are subject to audit and verification by TE and, in case of inaccuracies, TE may debit or credit Member’s account, without notice, as a result of such error. TE will issue monthly statements to Members reflecting account activity and monies due and owing to TE. Monthly statements are deemed accurate as printed unless Member notifies TE in writing of any discrepancy within thirty days of statement date.
12. Authorization of Credit Investigation
Member authorizes TE to make whatever credit investigation deemed appropriate and to exchange any information received in the course of such investigation. TE may request reports from credit reporting agencies. If Member asks whether a credit report was requested, he will be informed, and if TE has received a credit report, Member will be given the name and address of the agency that supplied the report
13. Internet, Telephone Sales; Discretionary Sales
Seller will obtain from TE an authorization number for all internet or telephone sales.
14. Laws and Regulations
Member shall abide by applicable laws or regulations appropriate to any trade, and TE shall not be responsible for any failure on the part of the Member to comply. Member agrees not to hold TE liable for any action TE takes to comply with applicable laws or regulations.
15. Taxes
Seller shall charge the appropriate sales and excise taxes and collect and record these on the transaction form at the time of sale. Under no circumstances will TE be responsible to pay any sales, excise, use or other such tax on behalf of any Member. Members are advised that transactions involving Silva are generally treated as taxable events for tax purposes. The declaration and reporting of all applicable local, State and Federal taxes resulting from trade transactions rests solely with the Member. Further, that TE is required by law to obtain correct taxpayer identification number of Member (who is required by law to provide such number) and to report all trade sales of Members to HMRC
16. Assignment of Account
A Member’s account is not assignable or transferable without TE’s express prior written consent.
17. Overpricing
Exchange members are obligated to sell their goods and services on trade at their normal, customary rates that they typically sell their goods and services for in a cash environment. TE reserves the right to inquire into complaints of overpricing by a Member. Violations may result in termination of Member’s account and/or immediate adjustment of the transactions involved.
18. Direct Trades Between Exchange Members
Direct trades between Members to avoid service fees are prohibited, and if consummated, are subject to a ten percent cash transaction fee payable upon demand; such trades may also result in suspension or termination.
19. Refusal to Honour Valid Purchase Requests
It is acknowledged, understood and agreed by Member that should Member fail to honour and accept purchases from member pursuant to these Rules, except where Member is on standby or reserve status in accordance with of these Rules, Members shall be deemed to be in material breach of this Agreement. Member acknowledges that if such event occurs, damages will accrue to TE in the business relationship between TE and the client whose membership was not honoured, and Member shall be liable for such damages.
20. Freezing of Account
If Member violates any terms of this Agreement now or hereafter in effect, TE may immediately terminate its account in accordance with these Rules or may freeze all activity in account without notice until such time as TE, in its sole discretion, reinstates the Member or decides to terminate Member’s account. Member acknowledges that the decision of TE to freeze and/ or terminate Member’s account shall be final and conclusive.
21. Suspension of Trading Privileges
TE reserves the right, at its sole discretion, to suspend the trading privileges of any Member who is in violation of any law, or any Member with outstanding cash fees due TE which are more than 60 days past due. The trade privileges of Member shall be reinstated immediately upon payment of such past due fees. TE shall have the right, at its sole discretion, of settling past due fees that are over 60 days. Furthermore, if such cash fees remain outstanding beyond 60 days, TE shall have the right to terminate the delinquent Member’s account, as provided in these Rules.
22. Termination
Either party may terminate this Agreement upon ten (10) days written notice to the other party. Immediately upon termination, all cash and Silva service fees and commissions outstanding become due and payable, and:

  1. If Member has a negative trade balance (i.e., purchases exceed sales), Member shall pay the account with Silva or acceptable products or services within thirty days of the termination date and, after the thirty Days of the termination date and, after the thirty day period, immediately pay TE any remaining negative balance in cash.
  2. If Member has a positive trade balance (sales exceed purchases), Member may stay active for 1 month and spend the balance until purchases equal sales by paying TE in advance the cash commissions and service fees on the positive balance.


In the event of termination, there shall be no refund of annual membership fees, or commissions. All obligations under this Agreement in connection with any trade draft presented or signed by Member shall survive any such termination.
23. Amendment of Agreement
TE may, at its sole discretion, modify, amend, or change the terms of this Agreement from time to time by giving Member thirty (30) days prior written notice. Any purchase or sale of products or services by Member after the thirty (30) days’ notice shall constitute acceptance of new provisions
24. Fee Changes
TE reserves the right to modify or change the annual membership fees, commissions, and any service fees from time to time. Member will receive thirty (30) days written notice of any such changes.
25. Disclaimer of Liability
TE makes no representation or warranty either express or implied, and disclaims all liability as to the fitness, quality, delivery date, merchantability, prices or any term of any trade transaction. Member does hereby indemnify and hold TE harmless with respect to any claim, debt, or liability whatsoever, arising out of any transaction wherein Member is a buyer or seller. Member acknowledges that any trade transaction in which it participates shall be on a voluntary basis, and that TE is neither its agent nor the agent of any other Member of the exchange.
26. Disputes
Any trade transaction disputes shall be only between the buyer and seller and shall be settled by those parties themselves. However, TE reserves the right to act as an arbitrator to attempt to settle disputes when the TE deems it is in the best interest of the exchange at large to act in such a capacity.
27. Enforcement
Each and every term and provision contained in this Agreement and Trading Rules and Regulations is severable from every other term and provision therein. If any such term or provision should be judged invalid, illegal or unenforceable it shall not affect the validity, legality or enforceability of the remainder of any other term or provision. The remainder shall remain valid, legal, enforceable and in full force and effect. In the event that legal action must be taken by TE against a Member to enforce any provision of these Trading Rules and Regulations, TE shall be entitled to recover its reasonable attorney’s fees, costs and interest computed at the rate of 18% per year from the date of default until payment. Member also agrees to court venue chosen by TE’s attorney
28. Advertising
Unless otherwise stipulated between parties to this Agreement, Member authorizes TE to notify and advertise to other Members the availability of Member’s products or services.
29. Special Trade ProceduresThe following procedures apply to transactions involving special orders, construction jobs, service work, or long term leases and other work-in-process transactions. Buyer should obtain a written estimate PRIOR TO authorizing work to begin. Before starting, if appropriate, Seller should obtain a deposit or down payment in Silva in the same manner as a cash transaction. This is done with a TE invoice and authorization number. Seller should include in their contract provisions that if Buyer does not have sufficient Silva in their account when an authorization is requested, the difference must be paid in CASH TO THE SELLER. TE will only issue an authorization for the amount in the account. In order to “reserve” Silva from the Buyer until a particular job is completed, or special order item has been received, Seller must call TE for a “Funds-In-Trust” (F.I.T.) authorization number. The estimated amount of the completed work (less any deposits or down-payment) will then be transferred from the Buyer’s account into an escrow account for the benefit of the Seller. AN INVOICE SHOULD NOT BE SENT TO TE AT THIS TIME. When the job has been completed or the special order item has been delivered, the Seller shall complete a TE invoice for the balance due and obtain the Buyer’s signature. DO NOT CALL FOR ANOTHER AUTHORIZATION NUMBER. SELLER SHOULD WRITE THE ORIGINAL “F.I.T.” AUTHORIZATION NUMBER ON THE INVOICE. Seller’s account will be credited by TE upon receipt of the signed invoice and any required cash service fee.
30. Products Sold Through TE - Warranty
On all products owned and sold by TE, the sole and exclusive warranty made by the seller is that it has title to such products, free and clear from any lien or encumbrance. Other than set forth above, all products are sold, “As is, where is”, and shipping charges shall be paid by the buyer. With respect to any product or services purchased by Buyer from TE, Buyer recognizes that such items are produced and provided by others and not TE or its affiliates. TE makes no warranty either express or implied, by operation of law or otherwise as to the merchantability or fitness for a particular purpose of such products or services, and Buyer shall look solely to the manufacturer of such merchandise or provider of such services for any warranty
31. Security Interest
Member grants TE a security interest in all Silva credited and to be credited to Member’s account for the amount to all unpaid cash fees.
32. Surcharges
As an exception to the rule that trades are to be made at prevailing prices (defined as normal or customary cash price), surcharges may be permitted in certain categories such as food, gasoline, appliances, electronics, and products where the gross margin of profit is relatively low, and the supply of such products on trade is low. TE will arrange the surcharge with the Member concerned. Members will be informed of any applicable surcharges
33. Commitment and Representations
TE is only responsible for commitments and representations made in writing by a duly authorized officer of TE, Brokers, agents, or employers of TE to any obligation or representation whatsoever without such written authorization, signed by an officer of TE.
34. No Waiver of Right
TE’s failure or delay in exercising any right shall not operate as a waiver thereof, and any single or partial exercise of a right shall not preclude any other or further exercise of any right. TE’s remedies are cumulative and are not exclusive of any remedies provided by law.
35. Preferential Treatment
Member acknowledges that regulation of purchases, control of credit extension, and allocation of goods or services in short supply are inherent in TE’s managerial responsibilities, shall be exercised at TE’s sole discretion, and do not constitute preferential treatment under these Rules.
36. Dissolution
In the event that the TE barter system terminates or otherwise ceases to do business, all Members in a negative trade position shall pay amounts they owe in cash ( one Silva being equal to one pound in Sterling) into a fund. The fund, less expenses, plus inventory on hand will be distributed pro rata to all Members who are in a positive Silva position. Thus, all Members in a positive position will receive cash for their Silva to the extent that funds permit. TE shall not be liable to any Members for cash or Silva beyond the distribution of such funds as aforesaid.
37. Member Acknowledgment and Warranty
Member acknowledges that he has read the currently effective Trading Rules and Regulations, that such Rules and Regulations are made a part of this Agreement with TE, and that the Rules and Regulations may be changed by TE from time to time in accordance with the provisions of these Rules. Member warrants that it provides all information to TE in good faith and that such information is accurate to the best of its knowledge.
38. Joint and Separate Liability
Upon acceptance of this Agreement and opening of an account is Member by TE, the Member and individual signing for the Member hereby assume joint and separate responsibility for all purchases and fees as outlined in this Agreement, and the individual signing on behalf of a corporation agrees to guarantee and be personally liable for full performance by said corporation of this Agreement
License to use website
Unless otherwise stated, Silvatree and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • republish material from this website (including republication on another website);
  • sell, rent or sub-license material from the website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website [except for content specifically and expressly made available for redistribution].
Where content is specifically made available for redistribution, it may only be redistributed [within your organisation].
Acceptable use
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Silvatree's express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without Silvatree's express written consent.
Restricted access
Access to certain areas of this website is restricted. Silvatree reserves the right to restrict access to other areas of this website, or indeed this entire website, at Silvatree's discretion.

If Silvatree provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.

Silvatree may disable your user ID and password in Silvatree's sole discretion without notice or explanation.
User content
In these terms and conditions, 'your user content' means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to Silvatree a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to Silvatree the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or Silvatree or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

Silvatree reserves the right to edit or remove any material submitted to this website, or stored on Silvatree's servers, or hosted or published upon this website.

[Notwithstanding Silvatree's rights under these terms and conditions in relation to user content, Silvatree does not undertake to monitor the submission of such content to, or the publication of such content on, this website.]
No warranties
This website is provided 'as is' without any representations or warranties, express or implied. Silvatree makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, Silvatree does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. [If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional.]
Limitations of liability
Silvatree will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • [to the extent that the website is provided free-of-charge, for any direct loss;]
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if Silvatree has been expressly advised of the potential loss.
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Silvatree's liability in respect of any:

  • death or personal injury caused by Silvatree's negligence;
  • fraud or fraudulent misrepresentation on the part of Silvatree; or
  • matter which it would be illegal or unlawful for Silvatree to exclude or limit, or to attempt or purport to exclude or limit, its liability.
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.
Other parties
You accept that, as a limited liability entity, Silvatree has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against Silvatree's officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Silvatree's officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Silvatree.
Unenforceable provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
You hereby indemnify Silvatree and undertake to keep Silvatree indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Silvatree to a third party in settlement of a claim or dispute on the advice of Silvatree's legal advisers) incurred or suffered by Silvatree arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
Breaches of these terms and conditions
Without prejudice to Silvatree's other rights under these terms and conditions, if you breach these terms and conditions in any way, Silvatree may take such action as Silvatree deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
Silvatree may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
Silvatree may transfer, sub-contract or otherwise deal with Silvatree's rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
Entire agreement
These terms and conditions constitute the entire agreement between you and Silvatree in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with the law of England and Wales, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of England and Wales.
Silvatree's details
The full name of Silvatree is Silvatree Exchange Ltd.

Silvatree Exchange Ltd is registered in England and Wales under registration number 13074257.

Silvatree's Registered address is 253 Henleaze Road, Henleaze, Bristol, BS9 4NQ

You can contact Silvatree by email to info@silvatree.co